digitalisation of banking industry in the near future.

This is master course that aims to introduce the concept of Management Information Systems (IS) to postgraduate students. It provides an overview on the role of IS in transforming business processes, supporting decision-making, facilitating strategy implementation, and enabling enterprise integration

The author in the attached paper has anticipated the digitalization of banking industry in the near future. Based on reading this piece

1-To what extend would you agree with his claim?

2-To what extend would you expect that your relevant sector would be digital?
(I work in Panda retail company , Savola Group , Saudi Arabia)-(they create Panda click)