Gerontology reflection urgent

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For this reflection assignment, I invite you to evaluate the risk factors that determine if an older adult will be poor. In doing so, play the Social Security Game ( http://socialsecuritygame.actuary.org/)      . Then, based on the choices you made saving the Social Security Program and our covered textbook material, evaluate and write your reflection by answering the following:

What are the risk factors that could determine if an older adult will be poor? 
What is the most important factor in establishing the financial security for the “golden years”? (In here please think/describe the challenges older adults face in building their retirement income and the shifting patterns of employment in the past two decades).
What should younger adults do now to avoid poverty in old age? How do you / would you prepare for your financial security in your “golden years”? 

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(Reflection’s length: 750 words; approximately 3-4 pages, double spaced in Word document)
I need it with 5 hrs please